At this time of holiday celebration, our thoughts turn to all of our clients and friends who have allowed us to be part of their lives this year. Being able to be involved with your home purchases brings everyone at Simply Home Lending joy and we thank you for your continued support. No […]
Residential real estate and mortgage lending are service-oriented businesses. Real estate agents and mortgage lenders work together to ensure the best possible outcome for their clients during the transaction. This is where a lender and real estate agent team becomes most valuable to the customer. Although in different professions, the agent and lender […]
If you’ve ever looked for a home, you know it can be very difficult to find one that meets all of your needs. Instead of settling for a house that doesn’t have everything you want, consider making an investment in a home that is designed specifically for you. Make your custom home building process easier […]
Down payments can often be the biggest obstacle for home buyers. Luckily, there are several options available. By working with a knowledgeable loan officer, you can find a loan product and down payment option that will work best for your situation. The amount of the down payment is the primary determining factor for your available […]
The difference between a fixed-rate and an adjustable-rate mortgage is the amount of time the interest rate of the loan is fixed. With a fixed-rate mortgage, the interest rate is locked in at origination and will remain fixed for life of the loan. With an adjustable-rate mortgage, the interest rate remains fixed for a set […]
There are many benefits that come from being a home owner, and one of the biggest is the ability to utilize the equity in your home. Over time, home equity increases and that investment can be used in a variety of ways. In order to utilize the equity in your home, you will have to […]
With multiple people involved in a mortgage transaction, information can easily get overlooked if it isn’t managed properly. In order to avoid this potential problem, it is best if your lender has one person who will oversee the transaction from start to finish. Using a single point of contact for the mortgage process will […]
Mortgage rates have plummeted to their lowest mark in the last two years. This means that now is the perfect time to refinance even if you have recently purchased or refinanced your home. Here are some important facts to consider when choosing Simply Home Lending for your refinance. Multiple Options Available There are […]
Currently, Fannie Mae allows for as little as a three percent down payment for a conventional loan when purchasing a single family residence. This program has significant pricing advantages in comparison over a standard FHA loan. The three percent down payment can come from the borrower or be a gift. Gift funds can come […]
With every purchase transaction, there has to be a purchase agreement in the form of a contract. Whether it’s downloaded from the internet or drawn up by an attorney, there are areas that can easily be done incorrectly. Knowing these areas, and making sure they are done properly, will help make the lending side of […]
Jason Carter is a long time resident of Northwest Arkansas, and he has lived here since attending the University of Arkansas in 1989. He is married to Kate Carter, and they have three children- Liza, McCoy, and Edie Jane. Having been in the lending business for over 10 years, Jason has extensive knowledge of the secondary market for placing your long-term financing. By accumulating all of his experience, he has developed great relationships with investors and other people in this industry. He takes these relationships and produces positive results to pass along to customers of Simply Home Lending. Communication with the parties involved is something that Jason takes very seriously, and he promises to keep everybody informed to make his lending a very smooth process.
As a mortgage loan officer with over twenty years of mortgage and banking experience Kelly Tribell has a wealth of knowledge and access to programs and pricing that can benefit you. Kelly lives in Fayetteville with his wife and enjoys the outdoors that northwest Arkansas has to offer, travel and spending time with his two children. After graduating from the University of Arkansas in 1993 he worked in banking for several years and then found a niche in the residential mortgage industry at first in central Arkansas and then by the late 90's in Fayetteville.
Matthew Gunn, a native of Little Rock, has lived in Northwest Arkansas for 15 years. He graduated from the University of Arkansas in 2006. He has worked extensively in the financial industry since 2009. He enjoys golf, kayaking and most of all his 4 legged children, Chance and Abigail.