Loan Options


  • What to Bring to Your First Meeting with a Loan Officer

    Getting approved for a loan typically begins with an initial interview. During this meeting, your loan officer will go over the different mortgage options that are available and discuss what you can expect during the loan process. While this meeting can be conducted through email or over the phone, an in-person meeting is a great […]
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  • Down Payment Options for Home Loans

    Down payments can often be the biggest obstacle for home buyers. Luckily, there are several options available. By working with a knowledgeable loan officer, you can find a loan product and down payment option that will work best for your situation. The amount of the down payment is the primary determining factor for your available […]
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  • VIDEO: The Truth About Discount Points

        Nearly every home buyer since the introduction of the home mortgage has been in search of the lowest interest rate. Lower interest rates typically yield savings for the borrower, but this is not always true. When considering the purchase of discount points to lower the interest rate on a loan, you need to […]
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  • Financing Your Fixer-Upper

    Whether someone is looking to purchase a home that needs renovations or is looking to renovate a home they currently own, there are two financing options available. Deciding which type of financing is best for a certain situation will depend on several factors. Understanding the different options will help home owners and buyers make the […]
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  • VIDEO: Now is the Perfect Time to Refinance

        Mortgage rates have plummeted to their lowest mark in the last two years.  This means that now is the perfect time to refinance even if you have recently purchased or refinanced your home.  Here are some important facts to consider when choosing Simply Home Lending for your refinance. Multiple Options Available There are […]
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  • VIDEO: 3% Down Payment Conventional Loan Program

      Currently, Fannie Mae allows for as little as a three percent down payment for a conventional loan when purchasing a single family residence. This program has significant pricing advantages in comparison over a standard FHA loan. The three percent down payment can come from the borrower or be a gift. Gift funds can come […]
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  • Government Loan Programs

    Government loan programs are a great way for buyers to purchase a home with little or no down payment.  Some buyers may not realize they could be approved for a government loan and make their dream of home ownership come true.  Below are three programs that have helped many people just like yourself purchase a […]
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