Buy a Home

Generations Mortgage offers all types of mortgage loans. Secondary market loans are what we specialize in – these include low rate fixed loans as well as even lower rate ARM (adjustable rate loans). We can also help with in house portfolio loans. Call a professional at Generations Mortgage today!

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Programs

Whether you are looking to purchase a home, refinance a home or use some of your home’s equity we have a program for you to consider. Consult your loan officer if you have detailed questions regarding any of the following loan programs available in today’s market:

Conventional Loans:

Fannie Mae or Freddie Mac loans 30, 25, 15 & 10 year fixed

Government Loans:

FHA, FHA 203k, VA & RD loans 30 & 15 year fixed
5 year adjustable (FHA & VA only)
ARM (adjustable rate mortgage) – 1, 3, 5, 7 & 10 year introductory fixed terms based on both LIBOR and Treasury indexes

Non Conventional Loans:

portfolio lender programs – non Fannie Mae or Freddie Mac loans – typically more flexible in some underwriting guidelines
30 & 15 year fixed
ARM (adjustable rate mortgage) – 1, 3, 5, 7 & 10 year introductory fixed terms based on both LIBOR and Treasury indexes
Jumbo loans – both fixed and ARM loans available up to amounts exceeding $3,000,000