Programs


Whether you are looking to purchase a home, refinance a home or use some of your home’s equity we have a program for you to consider. Consult your loan officer if you have detailed questions regarding any of the following loan programs available in today’s market:

Conventional Loans:

Fannie Mae or Freddie Mac loans 30, 25, 15 & 10 year fixed

Government Loans:

FHA, FHA 203k, VA & RD loans 30 & 15 year fixed
5 year adjustable (FHA & VA only)
ARM (adjustable rate mortgage) – 1, 3, 5, 7 & 10 year introductory fixed terms based on both LIBOR and Treasury indexes

Non Conventional Loans:

portfolio lender programs – non Fannie Mae or Freddie Mac loans – typically more flexible in some underwriting guidelines
30 & 15 year fixed
ARM (adjustable rate mortgage) – 1, 3, 5, 7 & 10 year introductory fixed terms based on both LIBOR and Treasury indexes
Jumbo loans – both fixed and ARM loans available up to amounts exceeding $3,000,000

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  • Case Study: Advantages of a Cash-Out Refinance

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  • Case Study: Understanding the Difference in Mortgage Insurance for Conventional and FHA Loans

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  • Thank you for coming to our GREATEST Crawfish Boil EVER

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  • What TRID Means for Residential Mortgages

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  • The Difference Between Preapproval and Prequalification

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  • 4 Phases of the Home Loan Process

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  • VIDEO: Advantages of Using a Single Point of Contact

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  • Government Loan Programs

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  • Episode 17: TRID

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        Buying a home can be a confusing process for those with no experience. Let the experts at Simply Home Lending take away some of the stress and give… Real Info for Real Estate. This week on Real Info for Real Estate, Loan Officer Kelly Tribell and Operations Manager Brian Davis talk about TRID and […]
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  • Episode 16: Self-Employed Borrowers

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      Buying a home can be a confusing process for those with no experience. Let the experts at Simply Home Lending take away some of the stress and give… Real Info for Real Estate. This week on Real Info for Real Estate, Loan Officer Jason Carter talks about self-employed borrowers and what steps can be taken […]
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  • Episode 15: Lender-Agent Relationships

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  • How a Good Lender-Agent Relationship Benefits the Buyer

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  • Down Payment Options for Home Loans

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